## WHAT YOU’LL NEED FOR A PRE-APPROVAL **Employment And Income** The following information is needed for all borrowers signing the loan: - Pay stubs from at least the past 30 days.
- Tax returns (including W-2s) from the past two years.
- Bank statements from the past two months to three months – Checking, savings, money market accounts.
- Employment information – Contact information of employers in the past two years (some employers have an employment verification phone number lenders can call)
- Business records if self-employed.
- Other income sources – Bonuses, child and/or spousal support, disability or VA benefits, pension, Social Security or other sources. **Assets** Account statements from the past two months to three months – 401(k)s and/or IRAs, CDs, mutual funds or other investment or retirement vehicles. - Down payment gift letter if applicable.
- Information on other real estate if you have multiple properties. **Debts** Loan statements from the past 60 days – Auto loans, credit cards, personal loans, student loans. **Credit history** Credit reports and scores retrieved by the lender with your authorization. **Rental history** Contact information for landlords and proof of rent payments, such as canceled checks or paid receipts. **Identification** Driver’s license, Social Security card or other form of ID. Recent residences and tenure at each. reCAPTCHA Recaptcha requires verification. [Privacy](https://www.google.com/intl/en/policies/privacy/) - [Terms](https://www.google.com/intl/en/policies/terms/) protected by **reCAPTCHA** [Privacy](https://www.google.com/intl/en/policies/privacy/) - [Terms](https://www.google.com/intl/en/policies/terms/)
