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Tenant Qualification Requirements

Thank you for your interest in our properties. Our qualifying criteria is outlined below. Please read these requirements thoroughly prior to application. Application fees are non-refundable.

APPLICATION DOES NOT CREATE A LEASE. Your application, even if accepted, shall under no circumstances be considered a lease agreement between Applicant and Landlord, or an offer to lease. No lease shall exist between Applicant and Landlord unless and until the parties enter into a formal Lease Agreement with required signatures and Applicant pays all required fees, security deposit, and reservation deposit.

AUTHORIZATION. By applying, applicant authorizes Oppomax Management USA, Inc. to verify background, credit, employment, and rental history. If any required documents are missing from the application process, applicants may be immediately denied.

APPLICATIONS ARE NOT ACCEPTED ON A FIRST COME, FIRST SERVED BASIS. O.C.G.A §10-6A-6 requires brokers to present ALL offers to lease to the landlord/owner. The landlord/owner reserves the right to accept the best offer based on economic considerations. These considerations include, but are not limited to, the move-in date of the applicant, the rental rate offered by the applicant, any concessions requested by the applicant, and the creditworthiness of the applicant.

  1. Applicant will submit 2 forms of valid photo ID â—„ (DL and SS Card accepted) 
    • Acceptable forms of ID include:
      1. State issued DL or ID
      2. US Passport
      3. US Permanent Resident Card
      4. US Military ID (front and back required)
      5. Valid Foreign Passport + US issued work visa
  1. Applicants’ net monthly income must equal to or exceed 3x total rent. Occupant guarantors must show a gross monthly income equal to or exceeding 5x total rent. Non-resident guarantors will not be accepted.


    Required income documentation:

    • Employed
      • 60 days most recent pay stubs
      • 90 days most recent bank statements if paid by direct deposit
      • 90 days most recent bank statements if you do not receive paystubs or direct deposit
      • Previous year’s tax return or W2/1099

    Tenant Qualification Requirements

    • New Job
      • Offer letter on company letterhead including hourly rate or salary, start date, any stubs to date, and signed by employer
      • Employment must be verified
    • Self Employed
      • Business must be in operation for a minimum of 6 months
      • 5 months most recent bank statements from personal account and 5 months from business account (showing consistent payment)
      • Copy of active business license
    • Retirement, Social Security, Disability, GI Benefits, Alimony, Child Support, and other forms of fixed income
      • Active issuing agency documentation (award letter or statement)
      • 90 days most recent bank statement
    • Financial Aid
      • Formal documentation showing room and board allowance
      • Documentation must be active
  1. Prior employment history for the past 3 years if different â—„
  1. Prior Rental and/or Mortgage payment history past 3 years
    • Provide proof of payments on bank statements or provide receipts
    • Copy of utility bills for all locations unless same property for multiple years
    • If relocating from another state or country, provide proof of current temporary stay and a local contact for verification
  1. Applicant Screening


    A background screening will be completed on all applicants to verify credit worthiness. A credit report will be obtained on all applicants to verify credit ratings. Income plus verification of credit history will be entered into a credit scoring model to determine rental eligibility and security deposit levels. This credit scoring model will include positive and negative payment history for lines of credit, usage of credit, credit history, credit availability, and inquiry history.

    Unfavorable accounts which will negatively influence this score include, but are not limited to, collections, foreclosures, charge-off, repossession, absence of credit, and current delinquency. The rental score is determined from an analysis of information found in each applicant’s consumer credit report, application, and previous rental history.

    Our application process also includes identification verification (which can be sent via text or uploaded), income verification, criminal background check, and rental history verification. Applicants with no FICO score may be considered with a qualifying Georgia resident guarantor with a gross monthly income of 5x total rent, payment of 1.5 months security deposit, and a minimum 680 FICO score. Applicant must also complete an approved credit application.

    In today’s competitive marketplace, it is common to have more than one application on any given home. In this instance, the landlord will choose the best suited applicant based on qualifications. If your application is not selected, you may still be qualified for another Oppomax Management property of similar price range, with no additional application fees required for 60 days.

    Please note, application fees are non-refundable in the event of multiple applications received on any home regardless of the outcome.

  1. Criminal History
    • All applicants with previous felony convictions of a violent or sexual nature, as well as fraud-related offenses, are denied.
    • Registered sex offenders are denied.
    • Some felony convictions within a specified period, based upon the severity, recidivism, and remoteness of the crime as outlined on the crime safety grid, may be denied.
    • Multiple misdemeanors within a specified period, based upon severity, recidivism, and remoteness as outlined on the crime safety grid, may be denied.
  1. Credit History
    • No evictions or multiple filings within the last 3 years; older cases require the applicant to provide a debt satisfaction letter or other proof of payment.
    • No open bankruptcies.
    • Any outstanding creditor debt or liens may be cause for denial without proof of satisfied judgment or a payment plan in good standing.
  1. Pets
    • Oppomax Management properties vary with accepting no pets or one pet per household. A pet is defined as a dog, cat, fish, or small caged domestic animal.
    • There is a $400 non-refundable pet fee per pet. There is no charge for a Service Animal or Emotional Support Animal.
    • Oppomax Management does not allow exotic, farm, wild, or venomous pets.
    • The following dog breeds are not permitted as pets: Pit Bulls, American Bull Terriers, American Staffordshire Terriers, Rottweilers, Dobermans, or any breed mix of the aforementioned. Some dogs may require a letter from a licensed veterinarian verifying non-violent behavior.
    • Weight and size restrictions may be evaluated on a case-by-case basis, dependent on property size and owner’s approval.
    Requirements:
    • All pet owners must complete and abide by the Pet Exhibit as part of their lease.
    • Evidence of renter’s insurance coverage, which includes additional dog bite liability, must be provided.

Service Animal Policy & Emotional Support Animals (ESA) Policy
Oppomax Management complies with all requirements under the Americans with Disabilities Act and Fair Housing Act regarding Service Animals and are exempt from any rent, fees, deposits, and insurance requirements. A valid doctor’s prescription dated within the last 12 months is required. The animal must also be registered as a service animal and cannot be an excluded breed or class.

  1. Security Deposit
    • The Security Deposit is determined by credit score upon approval.
      1. Credit score of 680+ = 1 month rent
      2. Credit score of 650–679 = 1.5 months’ rent
      3. Credit score of 600–649 = 2 months’ rent + the following:
        • Must prove employment for 12 months or longer in the same job at 3× income.
        • Current landlord must provide proof of timely payments for the previous 12 months.
  • Reservation Deposit — Reservation fee, equal to one month’s rent, shall be due once the application has been approved. Deposit must be made payable to Oppomax Management, via certified funds. The Reservation deposit is non-refundable once lease has been signed by all parties. It will be applied as first month’s rent. If another offer is accepted prior to signing the binding lease agreement, the reservation deposit shall be refunded.
  • The Security deposit, and any applicable lease administration fees, shall be due in certified funds no later than the lease start date or the move-in inspection date, whichever is the earliest calendar date.
  1. Occupancy
    • Occupancy standards allowable cannot exceed 2 persons per bedroom, unless otherwise dictated by local, state, or federal law.
    Number of Bedrooms Occupancy Standard
    One Bedroom Two Persons
    Two Bedrooms Four Persons
    Three Bedrooms Six Persons
    Four Bedrooms Eight Persons
    Five Bedrooms Ten Persons
    • Discovery of unauthorized additional persons in the home during an approved lease term will incur an immediate fee and accrue a daily cost until the situation is satisfactorily resolved.
    • Desired move-in date must allow a minimum of 5 business days from notice of approval.
    • Each applicant must be at least 18 years of age.
  1. Corporate Leases
    • Company must provide two (2) of the following as proof of sufficient income:
      • Previous year tax returns
      • P&L statement for past 6 months
      • 3 months of most recent bank statements
    • Security deposit = 2 months
    • Company to provide a copy of corporate housing/lease policy (if available)
    • Complete application as Co-signer
    • Approved representative of company to sign lease as guarantor on behalf of the company.

Service Animal Policy & Emotional Support Animals (ESA) Policy
Oppomax Management complies with all requirements under the Americans with Disabilities Act and Fair Housing Act regarding Service Animals and are exempt from any rent, fees, deposits, and insurance requirements. A valid doctor’s prescription dated within the last 12 months is required. The animal must also be registered as a service animal and cannot be an excluded breed or class.

  1. Security Deposit
    • The Security Deposit is determined by credit score upon approval.
      1. Credit score of 680+ = 1 month rent
      2. Credit score of 650–679 = 1.5 months’ rent
      3. Credit score of 600–649 = 2 months’ rent + the following:
        • Must prove employment for 12 months or longer in the same job at 3× income.
        • Current landlord must provide proof of timely payments for the previous 12 months.
  • Reservation Deposit — Reservation fee, equal to one month’s rent, shall be due once the application has been approved. Deposit must be made payable to Oppomax Management, via certified funds. The Reservation deposit is non-refundable once lease has been signed by all parties. It will be applied as first month’s rent. If another offer is accepted prior to signing the binding lease agreement, the reservation deposit shall be refunded.
  • The Security deposit, and any applicable lease administration fees, shall be due in certified funds no later than the lease start date or the move-in inspection date, whichever is the earliest calendar date.
  1. Occupancy
    • Occupancy standards allowable cannot exceed 2 persons per bedroom, unless otherwise dictated by local, state, or federal law.
    Number of Bedrooms Occupancy Standard
    One Bedroom Two Persons
    Two Bedrooms Four Persons
    Three Bedrooms Six Persons
    Four Bedrooms Eight Persons
    Five Bedrooms Ten Persons
    • Discovery of unauthorized additional persons in the home during an approved lease term will incur an immediate fee and accrue a daily cost until the situation is satisfactorily resolved.
    • Desired move-in date must allow a minimum of 5 business days from notice of approval.
    • Each applicant must be at least 18 years of age.
  1. Corporate Leases
    • Company must provide two (2) of the following as proof of sufficient income:
      • Previous year tax returns
      • P&L statement for past 6 months
      • 3 months of most recent bank statements
    • Security deposit = 2 months
    • Company to provide a copy of corporate housing/lease policy (if available)
    • Complete application as Co-signer
    • Approved representative of company to sign lease as guarantor on behalf of the company.
ADDITIONAL DISCLAIMERS
  1. Fair Housing Policy

    The agents of Oppomax Management adhere to the Fair Housing Law (Title VIII) of the Civil Rights Act of 1968 as amended by the Housing and Community Development Act of 1974 and the Fair Housing Amendment of 1988, which stipulate that it is illegal to discriminate against any person in housing practices because of race, color, religion, sex, national origin, disability, familial status, or any other class protected by law.

  2. Privacy Policy

    All documents and information you submit as part of the application process are kept private and confidential. We take your privacy very seriously.

  3. Falsification of Documents

    Any falsification in Applicant’s paperwork will result in the automatic denial of the application as inconclusive and deny the right of future occupancy. If an Applicant falsified his/her paperwork, the Landlord has the right to hold all application deposits and fees paid to apply toward liquidated damages. Falsification of application is also grounds to terminate the lease regardless of when the falsification is discovered.

  4. Use of Information

    The information provided in the application as a result of the authorization given herein by the Applicant will not be sold or distributed to others. However, Landlord and Landlord Agents may use such information to decide whether to lease the home to an Applicant and for all other purposes relative to any future lease agreement between the parties including the enforcement thereof.

  5. Application does not make a Lease

    Completed application(s), even if accepted or approved, shall under no circumstance be considered a lease agreement between Applicant(s) and Landlord.

  6. Bankruptcy

    Open bankruptcies will be cause for automatic denial unless a court letter of dismissal or discharge is provided. Dismissed or discharged bankruptcies that appear on the applicant’s credit report may be considered. Any rental debt that has been waived due to a dismissed or discharged bankruptcy may result in a declined application.

It’s the law! We do not discriminate on the basis of race, color, religion, national origin, sex, disability, or familial status.

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