Atlanta's real estate market continues to be strong, with high demand for homes and rentals. However, that makes it a target for more sophisticated scams. Knowing the warning signs, the recent legal changes, and what to check can protect you. Here's what to watch out for — and how to stay safe.
1. Stay Updated on Georgia's Recent Laws & Protection
Title Theft Laws
Starting January 1, 2025, Georgia requires identity validation when someone files a title deed or other property-record records.
If someone impersonates you and tries to sell or take a mortgage on your property, these new safeguards help.
Unsolicited Real Estate and Mortgage Offer Regulations
As of May 2024 and May 2025, laws now require certain disclosures in unsolicited real estate or mortgage solicitations-especially to protect people (often seniors) from being misled by lowball offers.
2. Recognize Common Scams in the Atlanta Area
Here are the types of scams that are especially relevant in Atlanta right now:
3. Red Flags to Watch For
- Requests to change wiring instructions via email or text near closing. Always verify via a known phone number.
- Urgency or pressure ("this deal is going away," "act now to lock price").
- Lack of in-person viewings or showing, especially for rentals. Landlord/agent out of town or unable to meet.
- Discrepancies in property records-ownership, tax history, liens. Check county records.
- Leases or purchasing agreements that are very vague or missing essential legal terms.
- Unsolicited offers to buy your property or refinance your mortgage, especially if they don't clearly show value, or if offer is below assessed value without disclosure.
4. Steps You Can Take to Protect Yourself
1. Verify Credentials
- Check real estate agents with the Georgia Real Estate Commission.
- Check attorneys with the State Bar of Georgia.
- For rentals, verify ownership via county tax office or property records.
2. Use Trusted Communication Channels
- Use verified phone numbers (not ones provided only in an email).
- Be wary of email addresses that look close to real ones but have slight changes.
3. Inspect Carefully
- Visit the property in person if possible.
- For land, do drive-bys, check physical access, utilities, zoning.
4. Read Every Document Fully Before Signing
- Look for hidden fees, odd clauses.
- Make sure closing and title documents match what you were told.
- If something feels off, consult a real estate attorney.
5. Don't Send Money Until You're Absolutely Sure
- Especially avoid wiring large sums until you verify with independent confirmation.
- Use secure payment methods that provide traceability.
6. Set Up Alerts / Monitor Titles
- Some counties offer title alerts or registries to notify you if something in your property's title record changes.
- Regularly check public records for your property address.
7. Ask Questions and Get Everything in Writing
- Demand written estimates, disclosures, and full contract copies.
- Always get proof of ownership or legal authority for rentals.
5. What to Do If You Suspect You've Been Targeted
- Contact Georgia Attorney General's Office - especially if it's title fraud or unsolicited offers.
- Reach out to the Georgia Real Estate Commission (GREC), the county clerk or tax assessor's office.
- File a report with the FTC, Better Business Bureau, or local consumer protection agency.
- If funds have been wired to a fraudulent account, immediately contact your bank - sometimes they can help recover or freeze funds.
Conclusion
Atlanta's market is full of opportunity-but that also means increased risk. By staying aware of the latest laws, watching for red flags, doing your homework, and using trusted professionals, you can protect yourself from scams.
You don't need to be paranoid, just prepared
Thinking About Selling Your Atlanta Home?
Whether you're planning to sell in the next few months or just starting to explore your options, the key is preparation. A strong listing strategy, staging, and pricing plan will always outweigh seasonality.
